Star Wellness Insurance
Star Health & Allied Insurance Co. Ltd. is a specialized health insurance company, dealing in quality-driven mediclaim policies. Information technology has a wide array of comprehensive insurance plans for individuals, families, senior citizens, and corporations. Amidst the ongoing pandemic situation, Star wellness insurance company has started an sectional program 'COVID-nineteen Talk to Star'. The program allows customers to interact with a panel of experts and gain factual information related to COVID-xix.
The company ensures to cater to everybody's medical needs, be it individuals, families or senior citizens, and offers plans that give extended coverage to the policyholders.
Star Health Insurance deals in Wellness, Personal Accident, and Travel Insurance. The company has achieved service excellence and always comes out with innovative products for delivering the all-time to its customers.
With its hard work and delivery to proving the best to its customers, Star Health Insurance company has achieved many awards and accolades in the last years.
Few Awards and Recognitions of Star Health
- Virtually Innovative New Product of the Year (2020)
- All-time BFSI Brands 2019 by Economic Times
- Best Health Insurance Provider of the yr by Money Today Fiscal Awards 2018-2019
- Health Insurance Provider of the Year Silver Laurels past Outlook Money Awards 2018
- Best Health Insurance Provider of The Yr by Money Today Financial Awards 2017-xviii
- W.H.O Honour Of Excellence 2017
- All-time Health Insurance Company of 2017 by CMO Asia
Star Mediclaim offers 22 Health Insurance policies keeping in mind the unlike healthcare needs of every individual. Continue reading to explore more nearly the Star Health Insurance Plans:
Cardinal Features of Star Wellness Insurance Company
To get an insight into the company'southward performance and to decide whether you should buy it or not, take a await at the features of Star Health:
- Network Hospitals:
With a cashless facility, your insurer will settle all your medical expenses with your healthcare provider. Star Health has a tie-upwardly with 12,000+ hospitals in which yous can go hospitalized (if required) and the insurer will directly settle the neb with the hospital. Explore the network hospitals of Star Wellness. - Hassle-free Claim Settlement:
Star Wellness's percentage of settling claims inside 2 hours is 90%, which indicates that the company cares about its customer's needs at the fourth dimension of medical emergencies. - Solvency Ratio:
To assess the company's ability to meet its long-term financial obligations, one must go through the solvency ratio of the company. As per IRDAI, maintaining the Solvency ratio of 1.5 is mandatory. At nowadays the Solvency Ratio of Star Health is ii.1 - Claim Settlement Ratio (settled < 3 months):
Equally per the IRDAI Report: 2020-21, 99.64 % of claims were settled by Star Health Insurance within the three months of claims filed. - Annual Premium:
With the wide range of wellness products available, the company caters to the needs of every individual from every walk of life. Equally per the IRDAI study 2020-21, Star Health has an Annual Premium of ix,218 Cr.
All You Demand To Know About Star Health Insurance? Notice complete details in one become!
Star Health Insurance Plans Why Buy Star Health Insurance? Renewal Procedure What is not Included in Star Wellness Insurance? Merits Settlement Process Buying Process Star Health Contact Details
Star Health Insurance Plans
Star Wellness medical insurance plans are designed to meet all the healthcare requirements of the masses. PolicyX.com has made information technology simpler for you to choose a Star wellness plan tailor-made for your and your family unit past classifying it in unlike sections as given below:
Star Health Private & Family Plans
Comprehensive
This policy is designed to provide complete protection against all wellness intendance eventualities to you and your family unit.
Unique Features
- Health Checkup for Claim-Gratuitous Years.
- Hospital Cash Benefit
- 100% Automatic Restoration
Comprehensive
The plan is ideal for the families who desire to get covered nether single sum insured.
Unique Features
- Automatic Restroration of SI
- Instant Recharge UPTO xxx% of SI
- New born baby cover from 16th twenty-four hour period
Youth-specific
Created for young individuals under 40 years of age. It also offers diverse benefits such as discounts on renewals, incentive-led health programs, lowest waiting periods.
Unique Features
- No-claim bonus
- Hospital daily greenbacks
- Automatic restoration of SI
Standard
Star Wellness Arogya Sanjeevani Policy
A standard health programme mandated past IRDAI that covers all essential healthcare benefits including Ayush handling, solar day care procedures, etc. for individuals and families.
Unique Features
- Room rent upward to 5K/twenty-four hour period
- Modern treatments covered upward to 50% of SI
- 20% rural disbelieve available
Comprehensive
Medi Classic Insurance Policy (Individual)
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
- All Daycare procedures
- Automatic Restoration
- Domiciliary hospitalization
Flexible
Star Health Gain Insurance Policy
Provides flexibility in terms of choosing the Sum Insured amount, premium corporeality, family size. It can be a perfect taxation saver for you.
Unique Features
- All Daycare procedures
- Coverage for Mod Handling
- Outpatient Expense
Star Health Specialized Plans
Women Care
A special program designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
- Coverage for Modernistic Treatments
- Coverage during Pregnancy
- Preventive Wellness Check Up
Senior Citizen
The plan is particularly designed for those individuals who are willing to secure their old-historic period medical needs after their retirement.
Unique Features
- Guaranteed Lifelong renewals
- No Pre-acceptance Medical test
- Availability of Instalment Facility
Peak-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
- All Daycare process
- Pre and Mail service Hospitalization
- Organ Donor Expense
Critical Illness
Star Criticare Plus Insurance Policy
Provides reimbursement of hospitalization expenses and as well provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
- Modern Handling Covered
- Non-allopathic Handling
- Coverage for Medicine and drugs cost
Star Health Pre-existing Diseases Plans
Cardiac
Star Cardiac Intendance is platonic for those individuals who desire to embrace the expenses of cardiac & non-cardiac ailments.
Unique Features
- Accidents and non-cardiac ailments
- Twenty-four hour period care process
- No pre-acceptance Medical examination
Cancer care
Star Cancer Care Gold (Airplane pilot Product)
Covers the chance of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
- Pre-hospitalization (30 days)
- All daycare process
- Nursing Expense
Autism Spectrum Disorder
Star Special Intendance provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
- No Pre-medical test
- Nursing Expense
- Emergency Ambulance Charges
Diabetes
Star Diabetes Prophylactic Insurance Policy
Designed specifically for diabetic persons. Hospitalization related to diabetes and not-diabetic problems is covered nether this plan.
Unique Features
- 30 days waiting menses
- Automatic restoration of Sum Insured
- Outpatient Expenses
Star Wellness COVID-19 Specific Plans
COVID-19
This plan is for individuals who desire to protect themselves and their families against the deadliest virus of Covid-nineteen.
Unique Features
- No pre-medical Test
- Simply 16 days of Waiting Period
- Depression premium amount
COVID-xix
It covers the cost of hospitalization if the policyholder tested positive for COVID-nineteen.
Unique Features
- AYUSH Treatments
- Habitation Care Handling
- No pre-medical screening test
COVID-nineteen
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-xix.
Unique Features
- No pre-medical screening test
- Sum insured: INR 50K to 2.5Lakhs
- Just 15 days Waiting Period
Star Health Insurance Network Hospital List
Star Wellness Insurance Network Hospitals are present in 28 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the urban center y'all reside in.
Other Wellness Insurance Companies
Compare Star Health mediclaim policies with other height insurers in Republic of india.
How To Summate Star Health Insurance Plans Premium?
Star Mediclaim allows its customers to summate their premiums online with the help of the Star Wellness Insurance Premium Calculator. This calculator helps the potential policyholder to get an idea of how much he needs to pay annually.
Star Health Insurance Premium Calculator calculates the annual premium on the below-mentioned factors:
- Historic period of the Eldest Member
- Called sum Insured
- Type of program (Individual/ Family unit Floater)
- Policy Tenure
Know more than about Star Health Insurance Plan Premium Reckoner
Calculate Star Health Premium
Here are some Star Health premium charts for you to understand the calculation of Star health mediclaim policies. You lot can explore all the aspects involved in premium calculation with the help of Star insurance premium computer.
Family Health Optima
AGE 26
| 26 years | two Developed | 2 Adult+1 Child | 2 Adult+2 Child | Boilerplate Premium |
| 5L | 11,150 | 13,710 | 16,275 | 13,711 |
| 10L | thirteen,935 | 17,140 | 20,345 | 17,140 |
Star Comprehensive Policy
Age 26
| 26 years | 1 Adult | 2 Adult | ii Developed+1 Child | 2 Adult+2 Child | Average Premium |
| 5L | 7,015 | 10,420 | 13,170 | 14,800 | 11,351 |
| 10L | nine,725 | 15,560 | 19,110 | 20,920 | 16,329 |
Senior Citizens Red Carpet
| Policy Term 1 Yr | 1 Adult | 2 Adult | Boilerplate Premium |
| 10L | xviii,000 | 38,250 | 28,125 |
| 15L | 29,205 | 49,650 | 39,428 |
Why Star Health Insurance Company?
It is very important to know about a health insurer earlier buying a health plan from it. We at PolicyX.com have compiled a list of USPs of Star Wellness to help you lot evaluate whether you should buy a Star Health policy or not.
- No Tertiary-Political party Administration:For settling the claim of your Star Health Insurance Plans, you don't accept to engage with TPA's, as the visitor offers hassle-complimentary in-house claim settlement without the intervention of TPA.
- 11000+ network hospitals:With a wide network of empanelled hospitals, Star Mediclaim allows you to avail a cashless hospitalization facility.
- PAN India presence:With more than 640 branches, Star Mediclaim ensures to resolve your concerns & queries anywhere across the land.
- 24*vii client care support:For any query related to Star Wellness Insurance Plans, you can get in touch with the company 24*7 client care support.
- Wide Coverage:Star Health Insurance policy offers fiscal protection against several healthcare expenses in times of disease, sickness, medical emergencies, and accidents. The plan besides offers coverage for Autism Spectrum Disorder, Diabetes, etc.
Star Health Insurance Buying Check Listing
Become all the essential information about 'Star Wellness Insurance' by clicking on the links below.
Quick Links
Star Health Medical Insurance Exclusions List
Like many other health plans, Star medical insurance besides does not cover a list of medical conditions and diseases. Y'all tin read nigh what is non covered under Star wellness plans below:
- Injuries due to participation in adventurous sports
- Use and abuse of intoxicant substances like drugs and alcohol
- Venereal or sexually transmitted diseases like HIV
- Medical issues acquired due to state of war situations
Star Health Insurance Buying Procedure
There are 2 options to buy a Star Health plan. Yous tin can buy Star mediclaim policy either from the brand website directly or from PolicyX.com.
Buy from the Company
- Visit the official website of the company and click on the 'Buy Now' tab
- Make full in all the necessary details
- Cull a programme and make the payment
- The insurer will ship the policy documents to your registered email address.
Buy from PolicyX
- Fill in the details in the 'Calculate Premium' form
- The next page volition bear witness all the available plans. Cull the best Star health program and click on 'Buy Now'.
- Pay the premium and your policy document volition exist shared on your registered email.
Why should you Buy the Star mediclaim policy from PolicyX.com?
With so many ownership options bachelor in the market, one must think that why he/she needs to choose PolicyX.com. Well, we are here to reply. Read out the below points to notice out why to choose PolicyX.com.
- IRDAI Approved: The Insurance Regulatory Evolution Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols canonical by the IRDAI.
- Free Comparing Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying the extra amount.
- Compare 15 Companies in thirty Seconds: With u.s.a., y'all can compare upward to fifteen companies in just a few seconds.
- Purchase Insurance withing 5 mins: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-stride online buying process that allows you to buy your policy without any troubles.
- 24*vii Customer Service: The experts of PolicyX.com are ever available to resolve whatsoever of your insurance-related queries.
- Free Future Claim Assist: Our squad will assistance y'all at every step of your claim process. Be it claim intimation, documentation, or whatsoever other process, we are always there to help.
Star Health Insurance Renewal
Star Health Insurance company comes with a Lifetime Renewability feature, which means at that place are no restrictions or age bar on Star Health Insurance Renewal.
Star Wellness insurance renewal is available online. The visitor has a simple and quick star wellness online renewal process to renew a star health programme in a few easy steps as mentioned below:
- Visit the official website of Star and click on 'Renewals'
- Enter your policy number and date of birth.
- Go along past making the payment online.
Once Done, you will go the StarHealth Insurance renewal copy on your registered email-id.
With Star Health Online Renewal, one tin make hassle-gratis renewal payments through multiple channels including e-wallet, company website, mobile app, Paytm, etc. Read all almost Star policy premium payment.
For Renewal of Star Health Insurance Plans, the company besides offers the grace period of 30 days, during which the policyholder can renew their policy even after the due engagement without it getting lapsed.
Star Health Insurance Claim Process
Explore Star Health claim settlement process for cashless and reimbursement claims in particular beneath:
Cashless Claim Procedure
- Show your Health Card at the hospital's reception desk
- Submit the hospital Pre-admission investigations and Doctor's consultation papers
- Hospital will verify the identity and submit a duly filled pre-dominance grade to Star Health.
- Doctors will verify the submitted documents earlier processing the claim.
- The hospital will send the claim documents to the company.
- The amount volition be settled directly to the infirmary.
Reimbursement Merits Process
- Intimate the company within 24 hours of hospitalization.
- Avail treatment, settle all the bills, and file a reimbursement claim.
- Submit the required documents to the company inside 15 days of the discharge.
- The company volition verify all the information and procedure the claim.
- Once approved, you will receive the reimbursement amount in your registered depository financial institution account.
Documents Required For Reimbursement Claims
To file your reimbursement merits for Star health insurance plans, y'all need to submit some essential documents, which may vary from plan to programme. Take a look below to explore the documents required:
- Photocopy of Health card
- Duly filled claim form
- Pre-admission investigations and Doctor's consultation papers
- Original Discharge summary
- Investigation reports (e.1000. 10-ray, scans, blood written report, etc.)
- Pharmacy bills supported by corresponding prescriptions
- Medical Bills
- In cases of accidents (Copy of FIR, Medico-Legal Certificate)
- Re-create of the KYC documents
- Canceled cheque
** Star Wellness Insurance may ask for other documents every bit per the requirements
Yous tin also check your Star Health Insurance policy condition by visiting the official website of Star Health Insurance. Under the 'Claims' tab, hit the Claim Status push button, & enter the required Star Wellness Insurance Policy details such as ID number and claim intimation number.
Wellness Insurance Articles
Star Health Insurance: FAQs
ane. Can one avail Star Health insurance plans if one is not Indian by nationality only is living in Bharat?
Yes, foreigners who are living in India can be covered under a Star Health insurance policy. Just the coverage is only express to India.
2. What is the waiting period for pre-existing disease in Star Wellness insurance plan ?
More often than not, every health plan excludes the treatment of any pre-existing disease and illnesses up to a predetermined period. At Star Health, the treatment of whatsoever such pre-existing disease is covered simply after the completion of 48 months of continuous renewals.
3. Tin I pay my premiums in EMI ?
Yep, Star Wellness has recently launched the facility to pay the health insurance premium in installments. Plans such every bit Senior Citizen Cerise Carpet, Family Health Optima, Medi-Archetype Insurance, Star Micro Rural & Farmers Care, etc. offer the policyholder to pay their premiums in monthly, quarterly, and half-yearly installments.
4. How can I check Star Health Insurance Policy Status?
To check your policy status, get to the Star Wellness Insurance login folio on their official website. Login with your registered user ID and Password, and you will be redirected to the page from where you tin check all your star health insurance policy details.
v. Can I port my Star Health Insurance Policy?
Yes, you tin. The company allows the policyholder to port their policy to other insurers. As per the IRDAI guidelines, one tin port their policies at least 45 days before, merely not before than sixty days from the policy renewal date.
6. Does the company offer coverage for maternity expenses?
Yes, a few plans of Star Health such as the Comprehensive Plan offers coverage against Motherhood expenses.
seven. How many times am I immune to brand a claim during a policy period?
One tin can make whatever number of claims during the policy menstruum until and unless your sum insured cover is wearied.
viii. From where can I find the TPA'due south list of Star Wellness for processing my claims?
The best matter about Star Wellness is that at that place are no Third Party Administrators (TPA's). The visitor has their direct in-house claims settlement team that ensures your claims are settled on fourth dimension without whatsoever hassles.
9. Volition the test for COVID-nineteen exist covered under the policy?
The toll of the RT PCR Test fixed by the State/Primal Govt volition be covered.
10. Is COVID-nineteen treatment covered in my health insurance policy?
Star Health Insurance Policies cover the handling of COVID-19 when the treatment is taken equally an inpatient.
11. Is there whatsoever policy that covers autism?
Yes, Autism is covered under Star Special Care health insurance policy.
12. Does Star Wellness insurance offer whatsoever specific plan for critical illnesses?
Star Criticare Plus Insurance Policy covers xi disquisitional illnesses.
13. What is the eligibility to purchase the autism program of Star Wellness insurance?
This policy is available to any kid with autism who is between the ages of 3 to 25 years old.
14. Does Star Health offer restoration benefits under health insurance plans for a family unit?
Yes, Star Health offers a 100% of restoration do good under some of their health plans.
15. What documents are required for claiming COVID-19 treatment?
The following are the required documents (original) :
- Test reports (Govt. Approved Laboratories)
- Bills of tests, infirmary, and medicine
- Belch summary
- Payment receipts
- Claim forms
Star Health Insurance Reviews
Read what our customers have to say virtually Star wellness insurance company and Star wellness mediclaim policy.
samarth wadhwa
Guwahati
March 14, 2022
Star is 1 of the topmost insurance companies and they prove information technology with their services and plans. They take plans for each family member of mine starting from my parents to my own family unit and even...
rachana singh
Ahmedabad
February 24, 2022
I am star health south customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment
paridhi
Hyderabad
February 17, 2022
No dubiety that why people recommended me this visitor. They are loyal towards their customers and help them in every possible way.
Yash Sharma
Indore
January xviii, 2022
All-time comparing portal and best services given by policyx.com and this visitor is growing in insurance web aggregator sector
manish patel
Indore
December 29, 2021
This is best visitor compare to all web agrigaters com. most imp to cistomer support best for aid go with this
Subhash Chandra Pandey
Delhi
December 14, 2021
Astonishing services with policyx.com . All the fourth dimension 24*7 they are able to assistance you lot . Particularly thanks to sanjiv sir for always better guidance.
Kanchan Gupta
Agra
August 9, 2021
Cheers to PolicyX for guiding me through my Star wellness insurance purchase. I had my doubts only they were effectively put to rest.
Shakti Kapoor
Ahmedabad
August 5, 2021
Maine ye health insurance programme Liya star health se, aur Mujhe bahut acha respone mila company ki taraf se aur mujhe apna merits settle karane mai bhi jyada mehnat nahi karni padi, Is company ka ...
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